IRA Calculator

Welcome to our Deposit Rates page. If you have any questions, please contact us.

Note: APY = Annual Percentage Yield. The annual percentage yield assumes interest remains on deposit until maturity. Withdrawals or fees will reduce earnings. Time deposits are subject to early withdrawal penalties. Interest rates and earnings on variable rate accounts may change after the account is opened. Rates and yields shown on our website were posted October 27, 2009. For current rates, please contact the State Bank of Prairie du Rocher Main Office or the Red Bud Branch. Additional terms may apply.

Interest Checking /NOW
	Account Term	Variable or Fixed	Min. Bal. to Open	Interest Rate	APY
NOW Checking		V	$1,000.00	.80	.80
Golden Era Account		V	$100.00	.80	.80

Consumer Savings
	Account Term	Variable or Fixed	Min. Bal. to Open	Interest Rate	APY
Passbook Savings		V	$25.00	.90	.90
Christmas Club Account		V	$5.00	1.05	1.06
Vacation Club Account		V	$5.00	1.05	1.06

Commercial Savings
	Account Term	Variable or Fixed	Min. Bal. to Open	Interest Rate	APY
Commercial Savings		V	$50.00	.90	.90

Time Deposits
	Account Term	Variable or Fixed	Min. Bal. to Open	Interest Rate	APY
91 Day Certificate	91 day	F	$2,500.00	.90	.90
182 Day Certificate	182 day	F	$2,500.00	1.15	1.15
9 Month Certificate	9 mo	F	$1,000.00	1.30	1.30
12 Month Certificate	12 mo	F	$1,000.00	1.45	1.46
24 Month Certificate	24 mo	F	$1,000.00	1.90	1.91
30 Month Certificate	30 mo	F	$1,000.00	2.05	2.06
48 Month Certificate	48 mo	F	$1,000.00	2.90	2.92
60 Month Certificate	60 mo	F	$1,000.00	3.15	3.17

IRA
	Account Term	Variable or Fixed	Min. Bal. to Open	Interest Rate	APY
Traditional IRA	18 mo	V	$100.00	2.05	2.06
Roth IRA	18 mo	V	$100.00	2.05	2.06

Free Calculator Site

For your convenience, we have provided a link to a free calculator site.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

The results provided by these calculators are based on the data entered and are estimates only. The results are not guaranteed by the State Bank of Prairie du Rocher and they should not be considered as a commitment of particular terms or rates.

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State Bank of Prairie du Rocher

Established 1906

Main Office

219 Market St.
Prairie du Rocher, IL 62277
Phone: 618-284-3440
Fax: 618-284-7380

Red Bud Branch

1320 West Market St.
Red Bud, IL 62278
Phone: 618-282-2265
Fax: 618-282-6959

	State Bank of Prairie du Rocher
Powder Magazine Fort de Chartres	Deposit Rates as of October 27, 2009