Powder Magazine Fort de Chartres

State Bank of Prairie du Rocher

Powder Magazine Fort de Chartres

Loan Information
The State Bank of Prairie du Rocher is an Equal Housing Lender.  We offer low cost, low fee loans at competitive rates and terms.  Approved loans will remain with us and not be sold or transferred to other financial institutions or agencies.  Rates are subject to change daily.  Consult a loan officer for specific details.
For your convenience, we have provided a link to a free calculator site.  Information and interactive calculators are made available to you as self-help tools for your independent use.  We cannot and do not guarantee their accuracy or their applicability to your circumstances.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Real Estate

Free Calculator Site

   
Residential Purchase

 Refinance

Home Improvement
  • 1-4 Family residential
  • Borrowing capacity 80% of appraised value
  • 5 year fixed rate based on 15-30 year amortization. Please call for current rate.
  • We offer bi-weekly or monthly payment schedules.
Residential Construction 
  • We offer  construction loans.
  • During the 6-month construction phase,  monthly interest payments only are due.   
  • $100.00 Bank Documentation/Processing Fee 
  • We do not charge points.
  • Other charges for title insurance, appraisals, recording fees, attorneys, etc. are to be paid by borrower.

 

Commercial

Free Calculator Site  

Commercial Real Estate

Terms and conditions vary according to the borrower's financial status. 

Agricultural

Free Calculator Site  

Farm Real Estate
  • Borrowing capacity 80% of appraised value
  • Please call for current rate.

Farm Operating
  • Equipment purchases
  • Farm operating loans
  • Loans for improvements
  • Land and building purchases
  • Revolving lines of credit
Type Term Current Rate
Secured & Unsecured 1 Year Very competitive rates & terms.  
 

Consumer Loans

Free Calculator Site

Automobile
Year of Vehicle Term Current Rate
2006, 2007, 2008 60 Month (Max.) Very competitive rates & terms.  
2005  and Older 48 Month (Max.) Very competitive rates & terms. 
Personal Loans
Type Term Current Rate
Secured & Unsecured Single Pay/12 months Very competitive rates & terms. 
Secured & Unsecured 24-36 Month Installment Very competitive rates & terms. 
Loans Secured by
Certificate of Deposit		 Certificate of Deposit
Issued By 

Current Rate
State Bank of Prairie du Rocher Contact Us for details.
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State Bank of Prairie du Rocher

Established 1906

Main Office

219 Market St.
Prairie du Rocher, IL  62277
Phone:  618-284-3440
     Fax:  618-284-7380

Red Bud Branch

1320 West Market St.
Red Bud, IL  62278
Phone:  618-282-2265
    Fax:  618-282-6959

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Copyright © 2000-2008  State Bank of Prairie du Rocher