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   USA Patriot Act | Privacy Information

USA Patriot Act

Important Information About Procedures for Opening a New Account

     To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

     What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  

Privacy Information

Because Your Trust is so Important

Your trust is the cornerstone of our relationship.  That is why we work so diligently to safeguard your privacy.  The information that you provide us is kept in the strictest of confidence.  We have no intentions of selling personal information about our customers to third-party businesses.  We are proud to make that commitment to you, because your trust is the foundation of our business.

Notice of your Financial Privacy Rights

We, our, and us,  when used in this notice, mean State Bank of Prairie du Rocher.  

This is our privacy notice for our customers.  When we use the words "you" and "your" we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Deposit account

• Loan account

• Safe deposit box

• Retail installment contract we hold and service

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.

We first define some terms.

1. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

2. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.  Ownership does not mean complete ownership, but means owning enough to have control.

3. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as nonaffiliated third party, or simply, an "other party".

The Information We Collect

We collect information about you from the following sources:

• Information you give us on applications or other forms.

• Information about your transactions with us.

• Information about your transactions with other parties.

• Information from a consumer reporting agency.

Information We Disclose About You

We DO NOT disclose any information about you to anyone, except as permitted by law.  This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

The Confidentiality, Security, and Integrity of Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards to protect this information.

Information About Former Customers

We do not disclose information about former customers, except as permitted by law.

Email Security Notice

Please do not send sensitive customer information through E-Mail.  E-Mail is not secure.