State Bank of Prairie du Rocher, IL, Services 5, Main 618-284-3440, Red Bud 618-282-2265

Automated Teller Machine	Enjoy the convenience of our Automated Teller Machine (ATM) 24-hours-a-day, seven days a week. We provided this machine to make life easier for you. Just remember to use the same precautions and common sense when using an ATM that you would use when using your checkbook or your credit card or carrying a large amount of cash in your pocket or purse.
Internet Banking	Experience the Power of Free Internet Banking! Take control of your money with free Internet Banking. It’s a powerful convenience that will allow you to do your banking when you want to, 24 hours a day. It’s the power to access account information…to check balances…to see what checks have cleared…to transfer funds between accounts, and much more.
Bill Pay	You can also pay bills electronically, which saves time, postage fees and the worry your payments haven’t arrived. Plus, paying bills allows you to set up an automatic payment schedule for recurring bills and lets you view those payments anytime.
Commemorative Coins	We are able to get most coins offered as Commemorative including Gold Coins, Silver Dollars, or the State Quarters.
Federal Tax Payments	Businesses can drop off their federal employment tax payments at either location. Payments are transmitted electronically each day.
In-House Check Printing	Offers you the convenience of receiving your checks the same day you place the order and at a reduced cost. No worry about running out of checks! With several styles available, what could be more convenient.
License Stickers	We offer State of Illinois license stickers for a small fee of $5.00 per sticker. Sticker types include: automobile, B-truck, motorcycle, and small trailers.
Title and License Transfers	We process State of Illinois vehicle title and license transfers. Your application is processed and mailed to Springfield, IL on the same day. Service charge is $10.00.
Money Orders & Cashiers Checks	Fees range from $1.00 to $5.00 dependent on dollar denomination.
Overdraft Privilege	Overdraft Privilege is a service we add to your checking account to cover overdrafts to a set limit, subject to eligibility criteria. With Overdraft Privilege we will generally pay your overdraft items up to $500, however, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. When we pay overdraft items for you, you will be charged our normal overdraft fee, currently $20, for each item that is presented.
Shazam Check Card	A wonderful time saving product. Use the card instead of writing a check at a point of sale. Or, use the card to access your account at an ATM, to receive cash or inquire on your account. All that convenience in one small card!
Notary Public	Notary Public service is available at either facility.
Utility Payments	For your convenience, we accept the following utility payments (both facilities): Harrisonville Telephone Co. City of Red Bud Utility payments Prairie du Rocher Utility payments
EE Bonds	Features: Effective January 1, 2008, the annual limitation on purchases of U.S. Savings Bonds will be set at $5,000 per Social Security Number (SSN). The limit applies separately to Series EE and Series I savings bonds, and separately to bonds issued in paper or electronic form. Under the new rules, an individual can buy a maximum of $5,000 worth of electronic and paper bonds of each series in a single calendar year, or a total of $20,000, in single ownership form. Issued at 50% of face value (a $100 EE Bond costs $50). Offered in 8 denominations ($50, $75, $100, $200, $500, $1,000, $5,000, and $10,000) Interest rates announced every May 1 and November 1. Increases in value monthly and compounds semi-annually. Interest is paid when the bond is redeemed. Earn interest for up to 30 years. Can be redeemed after one year (penalties apply). To learn more, please contact us or link to the U.S. Savings Bonds site below. To return to our site, press the Browser's Back button.
I Bonds	I Bonds are designed for investors seeking to protect the purchasing power of their investment along with a guaranteed real rate of return. I Bonds are an accrual-type security; meaning interest is added to the bond monthly and paid when the bond is cashed. Features include: Effective January 1, 2008, the annual limitation on purchases of U.S. Savings Bonds will be set at $5,000 per Social Security Number (SSN). The limit applies separately to Series EE and Series I savings bonds, and separately to bonds issued in paper or electronic form. Under the new rules, an individual can buy a maximum of $5,000 worth of electronic and paper bonds of each series in a single calendar year, or a total of $20,000, in single ownership form. Issued at face value (A $100 I bond costs $100.) Offered in 8 denominations ($50, $75, $100, $200, $500, $1,000, and $5,000). Interest calculated as an earning of a fixed rate of return and a semi-annual inflation rate based on CPI-U. Interest rates announced every May 1 and November 1. No guaranteed level of earnings. Interest generally increases in value monthly and interest compounds semi-annually (except in periods of deflation when the bond value could remain unchanged). Interest is paid when the bond is redeemed. Earn interest for up to 30 years. Cannot be exchanged for any other series of savings bonds. Can be redeemed after one year (penalties apply). To learn more, please contact us or link to the U.S. Savings Bonds site below. To return to our site, press the Browser's Back button.
Voice Access	When you need to know information about your account balances, use our convenient telephone access system called "Voice Access". Call 284-2265, 24-hours a day, to check balances, deposits, cleared checks, transfer funds between savings and checking, or pay loan payments.
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	State Bank of Prairie du Rocher
Powder Magazine Fort de Chartres	Description of Services